Last updated May 27, 2026

Privacy Policy

This Privacy Policy explains how Health Coverage Finder collects, uses, shares, retains, and protects information submitted through this website.

Health Coverage Finder is a private insurance lead and enrollment assistance website. We are not HealthCare.gov, Medicare.gov, CMS, a federal Marketplace, a state Marketplace, or any other government agency. To see all available Qualified Health Plan options in your state, visit HealthCare.gov.

Information You Provide

When you submit a request, we may collect information entered into the form, such as ZIP code, who needs coverage, household size, desired coverage timing, current coverage status, name, phone number, email address, consent checkbox status, and other information you choose to provide.

Some landing pages or partner forms may ask additional eligibility or coverage questions. Do not submit information you do not want used or shared for insurance matching, lead routing, contact, compliance, or related purposes.

This website is not intended to collect Social Security numbers, payment card information, detailed medical records, or full health histories.

Automatically Collected Information

We may collect technical and usage information, including IP-derived information, browser type, device type, operating system, user agent, referring website, landing page URL, date and time, viewport size, advertising source, campaign identifiers, click IDs, form step progress, page version, variant, and consent language shown at submission.

In application records, IP addresses may be stored as hashed values for fraud prevention, attribution, security review, and consent evidence. Hosting, network, security, analytics, or advertising providers may maintain their own logs according to their systems.

Session Replay And Consent Evidence

We may use session replay and event-stream technology to troubleshoot page behavior, verify form submissions, detect fraud or bot activity, improve conversion performance, and document consent. Standard session replay masks raw form values and raw keystrokes before submission.

We partner with Microsoft Clarity, Microsoft Advertising, and related analytics integrations to capture how visitors use and interact with our public pages through behavioral metrics, heatmaps, and session replay. Website usage data may be captured using first-party and third-party cookies and other tracking technologies to help determine page popularity, online activity, advertising performance, site optimization, fraud and security review, and lead-flow improvement.

Clarity usage data may include clicks, scrolling, page navigation, device and browser information, approximate location derived from network information, page interaction data, and custom event or tag values such as internal lead, session, page, variant, and campaign identifiers. For more information about how Microsoft collects and uses data, visit the Microsoft Privacy Statement.

Microsoft states that sensitive form inputs and dropdown values are masked by default. We do not intentionally send raw names, phone numbers, email addresses, ZIP codes, health information, or other raw form values to Clarity as custom tags or custom events. Do not enter information into this website that you do not want processed as described in this policy.

If you submit the form as a lead, we may keep a TCPA evidence record tied to your replay session. That record may include final submitted values, consent text shown at the time of submission, page revision, variant, viewport, timestamp, user agent, hashed IP value, and a snapshot of the form as submitted. This helps reconstruct the submitted page and form path later, even if the page copy, layout, or A/B test changes.

Cookies, Storage, And Testing

We may use cookies, browser session storage, and similar technologies to maintain a replay session identifier, remember an A/B test variant, measure advertising performance, improve page content, route leads, reduce spam, and keep the site functioning. Browser settings may allow you to block or delete cookies, but doing so may affect attribution, testing, replay, or form functionality.

When enabled for a page, we may use advertising measurement tools such as Google Ads tags, Meta Pixel, and server-side conversion APIs to measure form submissions, phone-link clicks, page views, campaign source, and lead quality outcomes. These tools may use cookies, click identifiers, event identifiers, browser and device details, page URL, user agent, and similar technical data for attribution, optimization, fraud prevention, and advertising measurement.

For submitted leads, advertising integrations may receive an internal lead event identifier and limited attribution data. If an enhanced conversion feature is enabled, submitted email address and phone number may be normalized and hashed before being sent to the advertising provider. We do not intentionally send medical conditions, diagnoses, Social Security numbers, payment information, or detailed medical history to advertising platforms.

Phone-link clicks may be recorded as call-intent events with the displayed phone number, page placement, high-intent state, timestamp, campaign source, user agent, and hashed IP value. A phone click record does not confirm that a completed phone call occurred unless a separate call tracking provider or phone system supplies that result.

How We Use Information

To respond to your request for health insurance information.
To match or route your request to licensed insurance agents, agencies, call centers, carriers, marketing partners, lead buyers, or service providers.
To contact you by phone, text, email, or other permitted methods when you provide consent or when otherwise allowed by law.
To document consent, form submissions, page versions, and compliance records.
To post or send submitted lead information to configured partner systems.
To measure advertising performance, run A/B tests, and improve form completion rates.
To record lead lifecycle outcomes, follow-up status, posting status, call intent, and estimated lead value for operational reporting.
To detect, prevent, and respond to fraud, invalid leads, misuse, bot traffic, abuse, or security issues.
To comply with legal, regulatory, licensing, contractual, audit, and dispute-resolution obligations.

How We Share Or Sell Information

We may share, transfer, disclose, or sell submitted lead information to licensed insurance agents, insurance agencies, carriers, call centers, lead buyers, marketing partners, technology vendors, and service providers that help respond to your request, operate the site, route leads, analyze performance, or maintain compliance records.

Where applicable law treats lead transfer or advertising-related disclosure as a sale or sharing of personal information, you may submit an opt-out request through our Do Not Sell or Share My Personal Information page.

We may also disclose information when required by law, to protect rights and security, to investigate fraud or abuse, or as part of a business transaction such as a merger, sale, financing, or transfer of assets.

Phone, Text, And Email Consent

When you check the consent box and submit the form, you agree to be contacted about health insurance and related products or services at the phone number and email address you provide, including by automated technology if stated in the consent language. Consent is not a condition of purchase. Message and data rates may apply. You may revoke consent or opt out by replying STOP to supported texts, following unsubscribe instructions, telling a caller not to call, or contacting us.

Security And Retention

We use administrative, technical, and organizational safeguards intended to protect submitted information and compliance records. No website, network, or storage system can be guaranteed completely secure.

We retain lead records, consent evidence, replay records, campaign events, posting logs, and suppression records for as long as reasonably necessary for the purposes described in this policy, including lead response, legal compliance, advertising analysis, fraud prevention, audit, and dispute handling.

Your Choices And Rights

You may contact us to request access, correction, deletion, opt-out, do-not-call, or do-not-sell/share handling for personal information, subject to identity verification and legal, contractual, fraud-prevention, compliance, and recordkeeping exceptions. If your information has already been shared with a partner, that partner may need to process your request separately according to its own privacy practices.

Children

This website is intended for adults seeking health insurance information. We do not knowingly collect personal information from children under 13.

Changes To This Policy

We may update this policy when our practices, technology, legal requirements, or partner relationships change. The Last updated date shows when this policy was most recently revised.

Contact

For privacy requests, opt-out requests, or questions, contact Health Coverage Finder at support@health-coverage-finder.com or call (555) 214-7820.